Julie HerrmannHome to Loan Call Julie
Mortgage school

Start here. No jargon, no pressure.

The five steps, then straight answers to the questions I hear every week.

Know your budgetWhat a payment looks like for you
Get pre-approvedThe documents and what happens
Pick your loanFHA, VA, conventional, USDA
Make the offerHow financing shapes it
Close and keep goingYour yearly review with me
Questions, answered

What people ask me

CheneyMoving to Cheney, WA: five things to know before you buyReadCheneyBuying a home in Cheney for your EWU studentReadWest PlainsWell, septic and acreage on the West Plains: what to checkReadFairchild PCSWhere to live near Fairchild AFB, by drive time to the gateReadFairchild PCSPCSing to Fairchild: a 90-day home-buying timelineReadFairchild PCSShould you rent or buy on a Fairchild assignment?ReadSell and buyCan I buy my next home before I sell this one?ReadSell and buyWhat will I walk away with when I sell my home in Spokane?ReadSell and buyWhy having one person as your agent and your lender changes the timelineReadMortgage basicsHow much house can I afford in Spokane?ReadMortgage basicsWhat does it cost to close on a home in Washington?ReadMortgage basicsWhat is a rate buydown, and when is it worth it?Read