Cut what you don’t need, find a payment that feels comfortable, and shop your loan with confidence. Read it here, print it, or have me email both to you so you can get saving.
25 ideas for trimming monthly costs, each with a blank to write in what it saves you, and a tracker for the year.
A worksheet that starts with your take-home pay and the life you want to keep, so the number is yours.
What to compare on a Loan Estimate, the questions to ask every lender, and a chart for lining three of them up.
Write your goal at the top and divide it by 100. That is what each brick is worth. Every time you save that amount, color one in, and watch the house fill up.
It pairs with the playbook: the cuts you choose there are what fill the bricks here.
You don’t need to be ready to buy. Tell me your goal and your timeline, and I will show you what a down payment looks like for the homes you have in mind, and which assistance programs are worth asking about.
Tap any page to open it full size. The worksheets are easier on paper, so print the PDF or ask me to email it.
For general education. Not a commitment to lend. Talk with a licensed lender about your situation.
Tell me what you are looking for and I will line up homes, run the payment on each one and answer the questions a listing can’t.