PCSing to Fairchild and you already own a home: now what?

You have three real options: sell the home you are leaving, keep it as a rental and buy here, or keep it and rent here for now. Owning a home somewhere else does not automatically stop you from buying near Fairchild with a VA loan. It depends on your numbers and on how much of your VA benefit is still available.

By Julie Herrmann · Updated November 2026

Option 1: sell it and buy here

The cleanest for your budget. What you clear from the sale becomes your down payment or your cushion here. The sell-then-buy calculator on this site shows the rough number, and I can time the two closings around your report date.

Option 2: keep it, rent it out, and buy here

Many military families do this. Two things decide whether it works:

The rent. Rent from the home you are leaving can often be counted to help offset that mortgage when you qualify for the next one. What counts, and what paperwork it takes, depends on your loan, so I check it for your situation before you plan around it.
Your remaining VA benefit. It is possible to have more than one VA loan at the same time. I pull your Certificate of Eligibility to see how much of your entitlement is still available, and that tells us what you can do here.

Option 3: keep it and rent here for now

If the numbers are tight, or you are not sure how long you will be at Fairchild, renting here for a year while the other home is leased is a reasonable choice. I will tell you honestly if that is where you land.

What I need from you to run it

Your current mortgage payment and balance.
What the home would likely rent for, or a lease if you already have one.
A rough idea of what it would sell for.
Your orders and report date.

How it goes

I pull your Certificate of Eligibility.
I run both versions side by side: sell, and keep and rent.
You pick, and we build the timeline around your report date.

None of this costs anything to explore, and you are not committing to anything by asking.