Home Affordability Calculator
The affordability calculator uses your monthly net income, down payment, and existing EMIs to estimate how much you can afford to buy for a dream home.
How we calculate your home affordability estimate
We estimate your home affordability by calculating your monthly net income, down payment, and existing EMIs payments according to the current home loan interest rate.
Monthly Net Income
In order to determine how much you can afford to pay each month, we start by looking at how much you make each month after PF and Taxes.
Your down payment reduces the total amount of your home loan, so the more money you put down, the more expensive home you can buy. At the same time, you can put more money down to decrease your home loan EMI each month. Use the affordability calculator to see how your down payment affects your home affordability estimate and your monthly home loan EMI. The typical rule of thumb is to contribute 20% of the home’s cost as your down payment, although some home loan requires 10% to 25% as down payments depends on home loan amount.
You need money left over each month to pay your home loan EMI so we take your existing car loan EMI, two wheeler EMI, consumer loan EMI,credit card loan EMI and any other loan EMI into account when calculating how much you can afford.
Home in Your Price Range
We use your home affordability estimate to determine how much you can afford to buy for a dream home
The affordability calculator is intended for planning and educational purposes only. The output of the tool is not a loan offer or solicitation, nor it is financial or legal advice.
Locality Wise Rate
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